Travelling in your own vehicle is really convenient for serious travellers. You can stop at wherever you want and decide your own schedule. But there is a small precaution that most of Indian vehicle owners don’t take. This small step could make your travel and tourism experience a nightmare. Consider for example, that you are travelling with your friends on a road trip and due to some misfortune, there is a minor accident involved. It may or may not be your doing, but you are surely impacted by it.
Now, ideally, you just need to worry about calling the nearest service center, and they will send assistance. or better still, you drive down to the service station yourself, and the repairs are done on a cashless basis by the station. But, that will happen in case you are adequately insured. i.e. you have taken a comprehensive insurance for your vehicle and the policy is live. Ironically, most of the Indian vehicles are not insured !! If you are one of those unfortunate few, whose vehicle is not insured, then you will have to go through the hassle of haggling with the service staff on reducing his service price, even if it means offering poor quality repairs. We all know that this will lead to more losses in the longer run. Part of the reason for not taking insurance is that people worry about being duped in insurance premiums.
The typical agent that visits your house or office, is interested in making more money and sharing less information. This makes customers’ think that they are better of without insurance. Which is not true. The solution is to facilitate information sharing in an easy way about motor insurance. These days several sites are doing that, my personal favourite is carinsurance.in which not only offers insights into all the technical terms but also provides an interface to seek an insurance advise and quote. Making use of such sites, you can make the process of taking your car insurance easy. And spend the remaining time and effort of enjoying your vacations with a long drive in your favourite car.